Cutting back

Up until recently, most people thought nothing of stopping on the way to work and buying a $3 coffee and maybe a $2 muffin to go with it. While at work, a can or bottle of soda for another $1. Lunch another $7-$10. That's $10 to $15 a day on needless items.
Most offices provide coffee. Ours is Maxwell House or Folgers. Yes it is sometimes strong or week, but the price is right $0. If you want/need a muffin, there are plenty of easy mixes, or for the baking impaired, pick some up at the bakery counter or in the freezer. For a soda, most grocery stores or discount stores have soft drink specials weekly, the cost of a 12 pack is less than a week from the machine.
Packing a lunch is easier than ever. Even if the freezer section is your resource, there are complete meals for around $3 or less. Making lunch is not that hard either. A sandwich is easy to make, along with come chips. For the more adventurous, cook on a weekend day for the whole week. maybe variations on baked chicken to break up the week. Something like a nice meatloaf goes a long way and slices can be frozen for subsequent weeks.
Making something like Chicken Chimichangas is not difficult either. Leftover chicken mixed with salsa, sour cream, cheese and wrapped in a flour tortilla then bake. The chicken could be from the rotisserie at your grocery store. Serve with rice and black beans and lunch is a microwave away.
With a little planning in the grocery store and some time in the kitchen, money can be saved easily. Cooking is not difficult or time consuming. When something is in the oven baking, and you are watching television or cleaning, claiming cooking for an hour is pushing it. So with a little planning, budgets can come back into line. Or maybe while something is cooking, you can look at job.travel for jobs in the travel and hospitality industry. Never know when something catches your eye.